MAY 2025

MAY 2025

INVESTMENT MARKET UPDATE MAY 2025 What developments have unfolded in local and global markets throughout the month of MAY? Aa1 Latest US sovereign credit rating by Moody’s 7.25% Current level of the SARB Repo rate $36 Trillion Current level of US national debt...
Cost isn’t just what you pay

Cost isn’t just what you pay

The true cost of a dollar, Rand or pound (or whatever you’re earning in) is not just what you earn. It’s what you give up to earn it. On paper, your salary might seem straightforward. $75,000 a year. £5,000 a month. R250 an hour. But those figures don’t tell the full...
An overlooked planning tool?

An overlooked planning tool?

Meaning starts with hope, and hope begins with action. Many of the challenges we face today, such as financial stress, burnout, and indecision, don’t just come from a lack of time or money. They can very often stem from something deeper: a subtle loss of meaning. We...
Dream big, plan better, live fully

Dream big, plan better, live fully

Financial freedom quickly become reduced to a number, a target income, a certain lifestyle, or a retirement account that signals “you’ve made it.” But in reality, it’s more nuanced than that. It’s not just about what you have, it’s about how you...
When your body says no

When your body says no

(Inspired by Gabor Mate’s book: When the Body Says No: The Cost of Hidden Stress) Learning to listen to your intuition in money matters, matters. Have you ever agreed to something that felt wrong in your gut, only to regret it later? Maybe it was spending more than...