Dream big, plan better, live fully

Dream big, plan better, live fully

Financial freedom quickly become reduced to a number, a target income, a certain lifestyle, or a retirement account that signals “you’ve made it.” But in reality, it’s more nuanced than that. It’s not just about what you have, it’s about how you...
When your body says no

When your body says no

(Inspired by Gabor Mate’s book: When the Body Says No: The Cost of Hidden Stress) Learning to listen to your intuition in money matters, matters. Have you ever agreed to something that felt wrong in your gut, only to regret it later? Maybe it was spending more than...
Guided or manipulated?

Guided or manipulated?

Good advice has always been about helping people make wise choices. But in the age of behavioural finance, there’s a new layer to consider: how we help people make those choices. Enter the concept of “nudging.” A nudge is a subtle prompt designed to steer...
APRIL 2025

APRIL 2025

INVESTMENT MARKET UPDATE APRIL 2025 What developments have unfolded in local and global markets throughout the month of APRIL? 2.7% SA Headline y/y inflation slowed to below consensus 1.0% IMF downgraded SA’s 2025 GDP Forecast $3500/oz Gold surged in April...
Engaging with your financial plan

Engaging with your financial plan

Financial planning, like therapy or coaching, isn’t just about solving a problem. It’s about holding a safe space where real change can happen. That space might be a spreadsheet, a conversation, or a long-term plan, but for the work to go deep and stick, it must feel...