Behavioural biases and heuristics

Behavioural biases and heuristics

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Have you ever made a financial decision you regretted, only to look back and wonder what on earth you were thinking? Maybe you held onto a losing investment for far too long or refused to explore a new financial opportunity...
Your brain and your money

Your brain and your money

HOW BIOLOGY SHAPES YOUR FINANCIAL PLANNING It’s easy to think of financial decision-making as purely rational. After all, money is all about numbers, right? But what if the way we handle money has as much to do with biology as it does with strategy? What if our brains...
MARCH 2025

MARCH 2025

INVESTMENT MARKET UPDATE MARCH 2025 What developments have unfolded in local and global markets throughout the month of MARCH? 1986 The last time gold gained 17% in one quarter 7.1% Annual growth rate of debt servicing costs in SA 5% EM outperformance of DM in March...
Mindset, stress, and emotions

Mindset, stress, and emotions

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Money may be a tool, but how we use that tool is often driven by emotions, beliefs, and life experiences far more than logic and spreadsheets. Why do some people save meticulously while others can’t seem to keep a dollar,...
Personal values and goals

Personal values and goals

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING What would your financial life look like if it truly reflected your values? It’s a question worth asking because, when it comes down to it, money is just a tool. And like any tool, its value lies in how you use it and the...