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MARCH 2025

MARCH 2025

INVESTMENT MARKET UPDATE MARCH 2025 What developments have unfolded in local and global markets throughout the month of MARCH? 1986 The last time gold gained 17% in one quarter 7.1% Annual growth rate of debt servicing costs in SA 5% EM outperformance of DM in March...
Mindset, stress, and emotions

Mindset, stress, and emotions

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Money may be a tool, but how we use that tool is often driven by emotions, beliefs, and life experiences far more than logic and spreadsheets. Why do some people save meticulously while others can’t seem to keep a dollar,...
Personal values and goals

Personal values and goals

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING What would your financial life look like if it truly reflected your values? It’s a question worth asking because, when it comes down to it, money is just a tool. And like any tool, its value lies in how you use it and the...
The value in procrastination

The value in procrastination

Procrastination gets a bad rap. It’s often labelled as laziness, lack of discipline, or avoidance. But what if there’s more to it? What if procrastination isn’t just resistance, but information? We’ve all done it—stared at a task, knowing it needs to be done, but...